Looking to Finance a Retail or Industrial Property? We’re Here to Guide You
Investing in or refinancing a retail or industrial property comes with specific finance needs. Whether it’s a tenanted shopfront, warehouse, or mixed-use facility, we offer tailored loan solutions designed to help you maximise returns and manage risk—all while navigating lender requirements with ease.
Finance Solutions for Retail and Industrial Property
Retail and industrial property loans sit between residential and commercial lending. They often involve different lending policies, lease terms, and assessment criteria. We help you understand your borrowing options and structure your loan to suit the asset type, cash flow, and investment horizon.
- Guide
How We Help You Finance with Confidence
From evaluating the asset to securing finance approval, here’s how we support your purchase or refinance:
1
Understand your property and purpose
We review the property type, tenant profile, and income structure—whether you’re buying for passive income, running your own business, or redeveloping an existing asset.
2
Pre-qualify and compare lenders
We access a broad network of lenders—from major banks to specialist non-bank providers—to match you with the most suitable products for your retail or industrial purchase.
3
Assess lease terms and asset quality
We assist with lease reviews, tenant analysis, and property appraisals—helping you meet lender criteria and reduce long-term risk.
4
Secure competitive terms
We negotiate loan features that support your goals—whether you need interest-only repayments, flexible offsets, or longer terms to manage cash flow.
5
Plan for long-term growth
As your property value grows, we can help you refinance, access equity, or explore new acquisition opportunities—keeping your finance aligned with your strategy.
Loan Features for Retail and Industrial Borrowers
We offer flexible loan options suited to a range of income types, ownership structures, and property uses:
- Fixed or variable interest rates
- Interest-only or principal & interest terms
- Offset and redraw features
- Loans for investors or owner-occupiers
- Available through companies, trusts, or individuals
- Access to retail spaces, warehouses, showrooms, and hybrid-use properties
- FAQs
Common Questions About Retail and Industrial Property Loans
What types of properties qualify?
We assist with loans for retail shopfronts, warehouses, industrial units, medical suites, mixed-use buildings, and showroom facilities.
How much deposit is required?
Deposit requirements typically range from 20–30%, depending on the lender, asset class, and tenant arrangements.
Can I purchase through my business or trust?
Yes. Many investors use companies or trusts for tax or asset protection purposes. We help structure your loan accordingly.
How are these loans assessed?
Lenders consider lease quality, tenant strength, property condition, and projected rental income—alongside your financial position and exit plan.
Let’s Talk About Your Property Finance Options
Whether you’re buying your first industrial unit or expanding into retail investments, the right finance structure can make all the difference. Book a no-obligation consultation today and let us help you secure a loan that fits your goals, your property, and your future.
