Need to Finance New Technology? We’re Here to Help You Keep Pace
From upgrading business-critical systems to investing in scalable digital tools, technology plays a central role in how you operate and grow. Our technology finance solutions are designed to help you stay competitive—without straining cash flow or delaying innovation.
Finance for the Tools That Power Your Business
Technology assets evolve quickly—and so do their costs and risks. Whether you’re financing software, hardware, or complete IT systems, we take the time to understand your operational needs and cash flow, then tailor finance structures that keep your business agile and future-ready.
- Guide
How We Support Smart Technology Investments
From initial planning to post-installation support, we provide end-to-end assistance that helps you make confident, cost-effective technology decisions. Here’s what our process looks like:
1
Understand your business and tech goals
We review your requirements—whether it’s a system upgrade, digital transformation, or equipment refresh—and recommend a finance solution aligned with your operations and growth plans.
2
Assess suitable lenders and options
We compare a wide panel of lenders offering specialised technology finance products, considering contract terms, upgrade cycles, interest rates, and end-of-term flexibility.
3
Support procurement and rollout
We assist with supplier invoicing, staged payments (if needed), and ensure asset verification aligns with lender requirements—so your rollout stays on track.
4
Offer tax-effective structuring
We work with you and your accountant to structure your loan or lease for potential tax benefits, such as expense deductions or GST input credits, where eligible.
5
Plan for tech refresh cycles
We help you prepare for future upgrades by building flexibility into your loan terms, including refresh options or residual payment structures.
What You Can Finance with Technology Loans
We support businesses across a range of industries to access funding for critical and emerging technology assets, including:
- Laptops, desktops, and mobile devices
- Servers and networking equipment
- POS systems and retail technology
- Industry-specific software and licences
- Audio-visual and conferencing equipment
- Cybersecurity infrastructure
- IT-as-a-Service (ITaaS) bundles
- FAQs
Common Questions About Technology Finance
Can I finance software and subscriptions?
Yes. We offer solutions for software licences, platforms, and subscriptions—either on their own or bundled with hardware.
What’s the difference between leasing and financing?
Leasing may offer lower upfront costs and upgrade flexibility. Financing (e.g. loan or chattel mortgage) typically suits assets with longer usage lifespans. We’ll help you choose the right structure.
Is this available to small businesses and sole traders?
Absolutely. We assist businesses of all sizes with solutions that suit their cash flow and tech needs—even if you’re just starting out.
Do I need to own the equipment at the end?
Not necessarily. Some structures let you return or upgrade the technology, while others transfer ownership. We’ll help you choose based on your preferences.
What’s the typical term for tech finance?
Terms range from 12 to 60 months, depending on asset type, lifecycle, and budget. Shorter terms often suit fast-evolving tech like mobile devices.
Let’s Talk About Smarter Tech Funding
Technology doesn’t wait—and neither should you. Whether you’re equipping a team, streamlining operations, or digitising service delivery, we’ll help you access finance that supports your vision. Book a no-obligation consultation and move forward with confidence.
